Warehousing and storage businesses must navigate a complex set of risks to protect themselves against the unexpected, so it is essential to have the right cover in place to protect against these risks. Finding the right cover need not be complicated or time-consuming if you turn to one of our experts for guidance.
Warehouse and Business Storage Unit Insurance
As specialist storage insurance providers, we ensure your storage insurance covers a wide range of risks to keep your business well protected. We have access to a wide range of insurers and types of cover. So we can tailor your policy to meet your storage requirements. We're here to get the protection you need.
Key Features and Benefits:
- Quotes from a panel of A-rated insurers.
- Single, flexible policy — tailor made to suit your requirements.
- Dedicated adviser throughout your policy.
- No midterm amendment fees should you need to make a change.
- Access to a 24-hour legal helpline.
- Flexible payment options including direct debit.
- Access to documents anytime, anywhere via our secure portal.
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Get a tailored warehouse insurance and storage insurance quote today.
What Insurance do Warehousing and Storage Providers Need?
A storage provider must navigate a complex set of risks to protect themselves against the unexpected. Especially if operating a self storage facility. These risks include incidents affecting your vital warehouse or storage facility — essential for your business's success.
Stock cover
Incidents such as fire, flood, or theft not only impact your building but also directly affect your customers. They trust you to keep their stored items and business goods safe and secure. You'll need to have cover to ensure you can repair or replace items in your care.
Warehouse liability insurance
There are liability risks associated with potential injuries to staff and customers on your premises, no matter how unlikely they may seem. If you employ staff, employers liability insurance is a legal requirement. This cover covers you if a one of your staff gets injured or sick as a result of working for you. If your storage facility is open to the public, you'll also need public liability cover to protects against claims of injury or property damage.
Goods in transit
If you're transporting items around your facility, or from one place to another, you may need goods in transit cover. This provides cover should anything happen to items being moved around.
Finding the right storage insurance policy need not be complicated or time-consuming if you turn to one of our experts for guidance.
You Could Save Over 30%*
Contact our team to receive a no obligation, instant quote today.
Optional Covers Include:**
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Book debts.
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Business interruption.
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Deterioration of refrigerated stock.
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Directors and officers insurance.
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Employers liability insurance.
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Engineering inspection.
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Equipment breakdown.
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Fleet.
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Goods in transit.
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Group personal accident and travel.
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Legal expenses.
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Marine cargo.
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Money.
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Personal accident.
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Products liability.
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Professional indemnity.
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Property damage.
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Public liability insurance.
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Specified all risks.
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Stock throughput (items insured at a third party premises).
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Terrorism.
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Theft by employee.
* Please click here to view our pricing disclaimer.
** Standard and optional cover may differ dependent upon insurer.
Frequently Asked Questions
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Businesses using their premises for storage facilities can add business contents insurance to an existing business insurance policy. But using bespoke storage units will require storage insurance to protect against the specific risks associated with storing items away from home or business locations.
Also known as self-storage insurance for business, this policy will protect against various threats. This includes fire, flood, theft and lightning.
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The cost of commercial storage insurance and warehouse insurance coverage really depends on your businesses needs. Setting up a bespoke policy keeps you in control and you can ensure you only have cover for the things you really need. The cost of the policy will also depend on the value of the products being protected.
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It is best to work with a specialist broker who will help you assess your business's specific risks and needs and then tailor a policy for you. You should consider factors such as the types of products you store, the location of your facility and your business operations.
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If you need to file a claim, contact your insurance provider as soon as possible. They will guide you through the claims process, which typically involves providing details about the incident, any supporting documentation, and following their specific procedures.
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Reviewing your insurance policies regularly is essential to ensure that your coverage remains adequate and relevant to your business needs. Your broker will review your policy with you prior to renewal but it is important to flag if anything changes mid-way through your policy, such as you have expanded your operations, acquired new equipment or relocated to a new facility.
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