Bicycle Mechanic Insurance

Keep the Wheels Turning Knowing Your Bike Repair Insurance Needs are Covered.

Running a bike repair shop or working as a bike mechanic keeps you busy and you’ll have lots of priorities, not least ensuring you do a good job to keep your customers safe. Finding the right bicycle mechanic insurance or bike repair shop insurance can be challenging – but we can do all the hard work for you.

We work closely with specialist insurers to arrange a policy that covers the areas of your business that you need to protect. Whatever type of bike repair business you run, we can discuss your bike repair insurance needs and find you the right cover at the right price.

Did you know we can also arrange insurance for shops that sell bikes?

* Please click here to view our pricing disclaimer.

** Standard and optional cover may differ dependent upon insurer.

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Accidental damage.
Book debts/accounts receivable.
Buildings cover.
Business interruption.
Contents cover.
Embedded machinery breakdown.
Employers liability.
Glass.
Goods in transit.
Legal expenses.
Loss of rent receivable.
Money at home of insured or authorised employee.
Money on premises or in safe.
Money on the premises outside business hours.
Public and products liability.
Subsidence.
Product recall.
Tenants improvements.
Terrorism.

Frequently asked questions

The cost of your insurance policy depends entirely on your needs. Our flexible policies can be adapted to fit your requirements and your budget too. For example, multiple options may be available from our panel of insurers - each with different features and prices. We will find you several possibilities so you can make an informed decision on which option is best for you.

For bike shops, stock insurance should be a high priority, especially given the value of the products you are selling. Without your stock, you wouldn't be able to run your business. This type of cover protects you if your stock is damaged or stolen and needs replacing. It can also be increased around busier seasonal periods when you may offer bikes and equipment that are more expensive or exclusive.

Each bike shop has varying needs of protection depending on a number of factors. Your bike shop may have a complex range of bicycles ranging from road and cycle cross bikes to mountain and hybrid bikes. Why not speak to one of our advisers and let them know your requirements, and we'll look for a policy that best suits your needs.

Some types of insurance may be a legal requirement. Others will protect you and your bike shop in the event of a claim but are not compulsory. Not having the right insurance for your bike shop could be a false economy. For example, if you don't have public liability insurance and a customer trips over equipment or boxes on the floor, you may be liable to pay compensation costs. Therefore, it makes sense to match your insurance protection to your requirements which should provide you with peace of mind that a potential claim won't damage your business.