Social Club Insurance

We Provide Help and Specialist Knowledge on the Insurance Cover Social Clubs Typically Need.

Social clubs are often the pillars of local communities. They operate under many different guises, including working men’s clubs, political clubs, charities, non-profit organisations, as well as a number of other member’s clubs and community organisations.

Whatever form your social club takes, you can be certain of one thing: the club has responsibilities to protect – its members, their property, the safety of staff, and the physical property of the club. So, for the club’s reputation and your peace of mind, having comprehensive social club insurance is essential.

By arranging your cover with smei, your social club will be protected against a range of risks that could lead to financial losses, risking the future of your club.

You Could Save Over 30%*

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Equipment breakdown.
Material damage.
Personal accident.

Business interruption.
Employers liability.
Public and products liability.
Terrorism.

Premiums from as little as

£1376

In the past 12 months our customers have paid as little as £1,376.00 per annum for social club insurance. That’s just £26 per week!

50% of our social club customers paid less than £2,682.00 per annum.***

Other Types of Business Insurance for Social Clubs

We can arrange a social club insurance policy which includes a comprehensive range of cover as standard, along with a number of optional extras that can be adapted to suit your specific requirements.

Your building is the lifeblood of your club so you need material damage cover to protect it and its contents from fire, storm damage, theft and vandalism, and accidental damage.

Should the worst happen and your building is unusable following an incident, business interruption cover will cover your overheads to keep the club running and help to ease the pain of lost income.

If you employ staff or have volunteers working at your club, you may have a responsibility to hold adequate insurance in case they fall ill, suffer injury, or death as a result of working for you.

Likewise, you have a duty of care to your club members along with any third parties entering your premises, so public and products liability provides protection in case there is an accident or somebody’s property is damaged at your club.

For further details regarding social club insurance or to request a quote, contact us today.

* Please click here to view our pricing disclaimer.

** Standard and optional cover may differ dependent upon insurer.

*** Data compared from 56 policies sold in 2023. 14 customers paid £1,376 or less, which represents 25%. £26 per week is based on the annual premium divided by 52 weeks. However, paying monthly is usually more expensive as you'll pay interest. Amounts are rounded up or down to the nearest £1.