Pet Shop Insurance

Insurance for Pet Shops

Pet shops come in a variety of different types and sizes, from small independent outlets within a garden centre, dedicated village or high street stores, to national pet shop brands with stores up and down the country. Of the many things a pet shop owner needs to consider, insurance to protect your animals, stock and customers should be at the top of your list.

We have a team of insurance experts that can offer help and specialist knowledge on pet business insurance policies. With hundreds of retail establishments already on cover, rest assured we have the experience and expertise to look after your needs.

Key features and benefits

Quotes from a panel of A-rated insurers.
Single, flexible policy — tailor-made to suit your requirements.
Dedicated adviser throughout your policy.
Policies include up to £5 million for public and product liability.
Access to a 24-hour legal helpline.
Flexible payment options including direct debit.
Access to documents anytime, anywhere via our secure portal.

You Could Save Over 30%*

Contact our team to receive a no obligation, instant quote today.

Get in Touch

03301 620 311

Accidental damage.
Book debts/accounts receivable.
Business interruption
Contents insurance
Employers liability.
Glass.
Money in safe
Money on the premises
Public and products liability

Buildings cover
Embedded breakdown
Goods in transit
Legal expenses
Loss of rent receivable
Subsidence
Tenants improvements
Terrorism

Premiums from as little as

£179

.20

In the last 12 months our customers have paid as little as £179.20 per annum for pet shop insurance.

50% of our shop and retail customers paid less than £279.20 per annum.**

What Type of Pet Shop Insurance do You Need?

Pet shops carry many of the same risks as other retail stores, such as cover for stock and cash ‒ however there may be a requirement for increased cover in other areas. You can extend your pet shop insurance policy to include these covers.

Employers liability insurance is mandatory if you employ staff, and can cover you if someone is injured or becomes sick as a result of working for you.

Public liability cover protects you if a customer injured themselves in your pet shop and makes a claim against you. Public liability insurance can cover the costs of compensation claims and other associated legal fees.

Stock cover can provide compensation for items that are damaged and premises cover will allow for any repairs that need to be carried out on the building itself.

There's also the animals themselves to consider that you may keep in store. You’ll need to ensure these are safe and you may need additional security measures in place to help prevent your animals going missing. You’ll also need to ensure you’re covered against a claim should one of the animals bite or scratch a customer or member of staff.

What if you’re forced to close for a period of time and you incur a loss of profit? Business interruption insurance will cover gross profit and fixed expenses to help you get back on your feet and enable your pet shop to open again.

* Please click here to view our pricing disclaimer.

** Standard and optional cover may differ dependent upon insurer.