Mobile Beauticians Insurance

Insurance for Mobile Beauticians

Regardless of the treatments you offer, protecting your mobile beauty business from day-to-day risks is essential — and not as complicated as you might think.

We can arrange an insurance plan that covers various beauty treatments and protects against a compensation claim should the worst happen. Let us handle the details and arrange a policy to fit your unique requirements.

Should things get difficult, you'll be safe in the knowledge that any expensive legal action or claims should be covered.

Key Features and Benefits

Premiums from as little as £130.**
Quotes from a panel of A-rated insurers.
Single, flexible policy.
A tailor-made policy to suit your requirements.
Dedicated adviser to support you throughout your policy.
No mid-term amendment fees should you need to make a change.
Policies include up to £5 million for public and product liability.
Treatment risk insurance and treatment liability cover.
Cover for various treatments and therapies.
Cover whether working from a salon, your own home, or a client's premises.
Access to a 24-hour legal helpline.
Flexible payment options including direct debit.
Access to documents anytime, anywhere via our secure portal.

Get mobile beauty therapist insurance now

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Premiums from as little as

£130

In the past 12 months our customers have paid as little as £130 per annum for mobile beautician insurance. That’s just £3 per week!

50% of all our mobile beautician insurance customers paid less than £411 per annum.**

What Type of Mobile Beauty Insurance do you Need?

We know that running a mobile beauty business can be equally demanding and rewarding. You're an expert in your field, delivering tip-top treatments, from makeovers to manicures, eyelash extensions to exfoliations. But accidents, mishaps and adverse reactions can happen to anyone.

We're here to arrange a mobile beautician insurance policy to suit your business.

Our mobile beauticians insurance cover can include:

Public liability insurance

Spilling eyelash dye onto a client's carpet that causes irreparable damage, misjudging the temperature of your hot wax that results in a nasty burn, or someone breaking their wrist because they tripped over your massage table. There are many risks associated with treating clients in their homes. Regardless of your level of skill and expertise, accidents do happen.

Mobile beautician public liability insurance protects you should a client, member of the public, or supplier suffer illness or injury or their property become damaged — due to your negligence.

Business property damage

Kitting out your business doesn't come cheap. Think about the impact on your clients and your business if any tools of your trade were lost, damaged or stolen, leaving you no option but to cancel appointments. Property insurance will cover the cost of replacing your valuable kit, ensuring minimal disruption to your business.

Product liability insurance

If your client suffers an allergic reaction from a product you’ve sold, product liability insurance protects you from costly legal fees and any compensation you must pay.

Employers liability insurance

If you employ staff for your beauty business, whether on a casual, temporary or permanent basis, you're legally required to have employers liability insurance in place. If you don't, you could face a heavy fine from the Health and Safety Executive.

Goods in transit

As a mobile or freelance beautician, nail or eyelash technician, you’ll be transporting your equipment between jobs. Therefore it’s worth considering goods in transit insurance to protect your equipment whilst it is on the move in your vehicle.

Personal accident insurance

If you suffer an accident that leaves you unable to work, would you be able to cover your bills and business expenses?

Personal accident cover can provide a lump sum or financial support in the event of accidental death, permanent and total disablement, loss of limb or loss of sight.

What's Insured?

Our mobile beauty insurance covers can be tailored to suit the type of beauty business you run. If you are undertaking invasive or aesthetic treatments please contact us to discuss your quotation in more detail.

Please note this list is not exhaustive – refer to your policy document for full details.

Employers liability.
Public liability.
Goods in transit.
Most standard beauty treatments.
Tool cover (theft from unattended vehicles).
Business equipment.
Legal expenses insurance and legal costs.

Exfoliation treatments.
Eyebrow shaping/Threading/Tinting.
Eyelash tinting/Extensions.
Facials.
Make-up application.
Manicures.
Massage.
Nail extensions.
Pedicures.
Waxing.
Aromatherapy.
Body wraps.
Holistic therapies.
Skin Camouflage.

Unsure as to what insurance you need?

Call us to discuss what kind of cover you need, our friendly team is always happy to help.

03308 281 673

* Click here to view our pricing disclaimer.

** If applicable, mobile and fixed location cover may differ dependent upon insurer.

*** Data compared from 31 policies sold in 2023. 8 customers paid £130 or less, which represents 26%. £3 per week is based on the annual premium divided by 52 weeks. However, paying monthly is usually more expensive as you'll pay interest. Amounts are rounded up or down to the nearest £1.

Mobile Beauty Insurance FAQs

Say a client slips on a freshly mopped floor – you’ll need public liability to cover any claims they make against you. What if your client has a reaction to one of your treatments or a product you use? You would need product liability to protect you. Imagine if your spray tanning machine or wax pot suddenly stop working, you would need tools and equipment cover to pay for the cost of replacements.

Yes. For the protection of your clients and your own reputation, you need suitable beauty business insurance in case something goes wrong.

Yes, most insurers will require this level of experience. Some insurers may consider less experienced beauticians depending upon qualifications held. Please speak with one of our advisors to discuss further.

As long as you have the required qualifications and accreditations to carry out your treatments, our insurers will be happy to offer you a quotation. We won't ask to see a copy of them, but you may be asked to provide them in the event of a claim.

Beauty therapists often have additional qualifications to be able to provide more advanced treatments. The appropriate beauty therapist insurance cover will provide protection for those treatments. Beauticians insurance cover is usually for most standard treatments.