Manufacturing Insurance and Wholesale Insurance

Insurance for Manufacturers and Wholesalers

Smei offers a range of commercial insurance products to meet the specific needs of manufacturing, wholesale, engineering, warehousing and storage, and printing businesses. As a manufacturing and wholesale insurance broker, we can provide tailored cover to meet the needs of your business.

Engineering Insurance

Finding the right engineering insurance cover for your business needn’t be complicated or stressful. Let us help make finding the insurance you need as easy as possible.

Manufacturers Insurance

We will help you arrange the specialist manufacturers insurance cover you need to defend your business against the unexpected – quickly, easily, and without fuss.

Printers Insurance

Rely on us to help find the printers insurance you need to defend your business should things go wrong – we’ll do the hard work, so you don’t have to.

Warehouse and Storage Insurance

As an insurance broker, we can protect your business, your staff, and your customers’ property from unforeseen incidents, with affordable wholesale and storage insurance that’s tailored for you. 

Wholesale Insurance

Work with us to access a range of wholesale insurance covers. We’ll make it easier to find the tailored cover you need, at the right price.

What Kind of Insurance do Wholesaler and Manufacturing Businesses Need? 

Although every business is different, from size and location to the specific sub-sector of the industry it operates in, they all face a broad range of risks. Regardless of the manufacturing or wholesale sector you operate in, it is vital to understand the risks you face and prepare for them. The types of business insurance cover you may need are:

Product liability insurance

This cover can protect your business if your products cause injury to your customers, or damage to their property. 

Product recall insurance

This cover protects you from losses linked to product recalls. It helps to safeguarded against both first-party losses, like income loss, and third-party claims, such as injury lawsuits. It can also cover the legal costs you incur when defending a claim.

Equipment breakdown insurance

Most of the businesses in this sector will have specialist machinery that is vital to their operations. Equipment breakdown protection can cover the cost to repair or replace your machinery.

Business interruption insurance

Business interruption insurance can help you recover if a serious incident affects your ability to trade. This insurance will help to replace lost income following insured physical loss at your premises.

Public liability insurance

If your business has any interaction with the general public, then you'll need this cover. This protects you if someone takes action against you for damage to their possessions, an injury, or death as a result of your negligence. 

Employers liability insurance

This covers the cost of compensation payments and legal expenses if your employees make a claim against you. They could take legal action against you for work-related injuries or illness. In most cases, this is a legal requirement for any business with employees.