Premiums from as little as
Insurance for Tattoo Artists
As one of the world’s oldest art forms**, creating unique, intricate and decorative designs requires skill, precision and attention to detail. But regardless of your expertise and experience, mistakes and accidents can happen.
Our tailored tattoo artist insurance is as flexible as you are, so you can feel confident you and your business are protected should the unthinkable happen.
Key Features and Benefits
- Quotes from a panel of A-rated insurers.
- Single, flexible policy – tailor-made to suit your requirements.
- Dedicated adviser to support you throughout your policy.
- No mid-term amendment fees should you need to make a change.
- Policies include up to £5 million for public and product liability and professional treatment liability cover.
- Cover for treatment risk insurance and tattoo liability insurance.
- Cover whether working from a studio, your own home, or a client's premises.
- Access to a 24-hour legal helpline.
- Flexible payment options including direct debit.
- Access to documents anytime, anywhere via our secure portal.
Get tattooist insurance now
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What Type of Tattooist Insurance do you Need?
Imagine a client's tattoo gets infected, or they're unhappy with how their design turned out and decide to sue you. The legal costs of defending yourself and then paying any due compensation could leave you seriously out of pocket.
We're here to arrange a tattoo artist insurance policy to suit your business, whether you own a tattoo studio or work as a freelance tattoo artist.
Public liability insurance
Public liability insurance covers physical and property damage claims if they result in injury or illness to your client or damage to their property.
Treatment liability insurance
Treatment liability (sometimes referred to as malpractice insurance or professional liability) covers claims for third party bodily injury caused as a result of a treatment you provided. This can be purchased in isolation or alongside your public liability policy as an extension of cover. You will need to make sure all activities and treatments you offer are declared to insurers and confirmed as an accepted and covered treatment on your policy.
Business equipment
As a tattooist, you rely on your equipment. Imagine the impact on your business if it was damaged or stolen, leaving you unable to work. Business equipment insurance covers the cost of repair or replacement of equipment in the event of damage or theft.
Business interruption insurance
Adding business interruption protection to your policy covers you for additional expenses or loss of profit if you're unable to operate as a result of an insured event.
Tattoo shop insurance
Suppose your studio was broken into and your equipment was stolen. With tattoo studio insurance or contents insurance, you'll be able to replace the missing items quickly, allowing you to get back to business swiftly.
Employers liability insurance
If you employ staff for your tattoo business, in most cases you're legally required to have employers liability insurance. This insurance protects you and your team if they’re injured at work or make a claim for damages.
Body piercing insurance
If you or one of your team offer body piercing as part of your business, we recommend that you add this treatment to the treatments listed on your policy. We have a specialist provider that covers extras such as body piercing.
Tattoo removal insurance
You may offer laser tattoo removal as one of your services. Say a customer comes to you for a cover-up tattoo but you need the existing tattoo to fade or even disappear completely before you can make a start. Our policy can cover you for any reactions your customer may experience during the laser process.
What's Insured?
From traditional to fine-line, black and grey to neo-Japanese, whatever your style, our tattoo artist insurance cover includes:
- Medical malpractice.
- Professional indemnity.
- Public and general liability.
- Product liability.
- Loss of documents.
- Breach of professional confidentiality.
- Libel and slander.
Unsure as to what tattooist insurance you need?
Call us to speak to our tattoo insurance professionals and discuss what kind of cover you need. Our friendly team is always happy to help.
£237
In the last 12 months our customers have paid as little as £237 per annum for tattooist insurance. That’s just £5 per week!
50% of our tattooist customers paid less than £421 per annum.***
* Click here to view our pricing disclaimer.
** History of Tattoos: A Complete Timeline - AuthorityTattoo
*** Data compared from 132 policies sold in 2023. 24 customers paid £237 or less, which represents 18%. £5 per week is based on the annual premium divided by 52 weeks. However, paying monthly is usually more expensive as you'll pay interest. Amounts are rounded up or down to the nearest £1.
Tattooist insurance FAQs
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A tattoo artist is a skilled professional who creates permanent body art by injecting ink into the skin using a tattoo machine. They design and execute many tattoo styles, working closely with clients to bring their artistic vision to life.
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As a tattoo artist, essential insurance you need includes public liability to cover accidents, infections, or injuries, and professional liability for claims of errors or negligence. You’ll also likely need property insurance for studio tools and equipment and employers liability if you employ staff.
We can customise your cover to your specific business needs, ensuring comprehensive protection for your tattooing business.
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Insurance for glitter tattoos is advisable but may not be legally required. However, having liability insurance is a good practice to protect against potential claims of allergic reactions, infections, or injuries. It offers financial security and peace of mind when providing glitter tattoo services to clients.
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You could begin by working as an apprentice in a tattoo or body piercing studio. Look for a licensed tattoo artist or body piercer who’s open to mentoring and instructing you. Gain practical skills, expertise, and job experience by learning on the job while working alongside them. You'll need to be interested in tattooing designs and have considerable artistic ability.
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Yes, tattoo artists typically need insurance. They require liability coverage to protect against potential claims of infection, allergic reactions, or injuries resulting from tattoos.
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Yes, tattoo shops need insurance. They should have liability coverage to protect against claims of injuries, infections, or allergic reactions linked to their services. Property insurance is essential for safeguarding equipment and the shop itself, providing financial security and compliance with legal requirements in case anything goes wrong.
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As a self-employed tattoo artist, it's crucial to have the right insurance to safeguard your business and your clients. Primarily, you should consider public and product liability insurance, as well as professional indemnity insurance, which protects you from lawsuits related to your work, such as allegations of a tattoo gone wrong or infections.
Product liability insurance is vital if you sell products like aftercare creams and public liability will cover you if physical and property damage claims result in injury or illness to your client or damage to their property.
Additionally, consider property insurance for your equipment and workspace.
Each insurance type offers different protection, and it's important to assess your needs and consult with an insurance professional to get tailored coverage for your tattoo business.
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