Let us Help you Find the Right Insurance for Your Pharmacy
As a broker, we’ll make the process as easy as 1, 2, 3, by taking on the work involved in finding you the right cover at the right price, so you can get on with your serving customers and running your pharmacy.
Why Pharmacy Insurance is Important
Pharmacy shop insurance is designed to protect your peace of mind by defending you and your business against unexpected mishaps – everything from damage to your premises and injuries to staff or customers, to claims made against any advice you give and prescriptions you fulfil.
It can help you to get back up and running quickly if your pharmacy premises are damaged or even destroyed by a serious incident like fire or flood ‒ and even help replace any income you lose out on while getting everything back to normal.
A packaged pharmacy insurance policy, also known as commercial combined insurance for pharmacies can also help to defend you and your finances if an employee or a customer is injured or falls ill at the pharmacy and you are held liable.
A particularly important insurance cover for pharmacies is pharmacy liability insurance. A type of professional indemnity insurance, which can be vital to defending your reputation and your finances if you are accused of a failure in your professional duties, from errors and omissions in advice to errors in the fulfilment or labelling of prescription drugs. Specifically, pharmacy liability cover can step in to fund any legal defence and cover damages awarded against you.
On top of that, the right pharmacy shop insurance should cover damage or losses, including money, for instance resulting from a break-in, or goods damaged in transit, and automatically adjust to reflect increased stock levels ‒during flu jab season for example.