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Manufacturing and Factory Insurance

Join our family of manufacturers who get comprehensive business insurance cover at a competitive price.

Insurance for Manufacturing Businesses and Factories

  • Customers typically save 30%* with us.
  • Quotes from a panel of A-rated insurers. We'll search the market for you.
  • Feefo Platinum Trusted Service Award winners.

Smei: Why Choose Us

We understand that running a manufacturing business or a factory comes with its own unique challenges. From property damage and machinery breakdown to personal injury and product liability, having the right business insurance is essential to give you peace of mind knowing you have these risks covered.

As an insurance broker with access to a wide range of insurers and types of cover, we can tailor your insurance policy to meet your business needs – after all, as a manufacturing, factory or workshop business, one size doesn’t fit all.

Our team of specialist insurance advisers take the time to understand your business, enabling us to create a flexible policy that covers what you need, so you won’t end up paying for cover you don’t need.

Speak to our team of experts in business insurance for a free, no obligation quote.

You Could Save Over 30% with us*

Get a quote

Premiums from as little as:

£758

In the past 12 months our customers have paid as little as £758 per annum for manufacturing insurance. That’s just £15 per week!

50% of our shop and retail customers paid less than £3,188 per annum.***

Platinum Trusted Service Award Winners 2025

* Please click here to view our pricing disclaimer.
** Cover may depend on insurer.
*** Data compared from 61 policies sold in 2023. 24 customers paid £758 or less, which represents 39%. £15 per week is based on the annual premium divided by 52 weeks. However, paying monthly is usually more expensive as you'll pay interest. Amounts are rounded up or down to the nearest £1.

You Could Save Over 30% with us*

Frequently asked questions

Manufacturers can face various risks, including product liability claims if a product causes harm or injury. Insurance helps protect against legal costs and settlements that may arise.

Manufacturing businesses also often invest heavily in equipment, machinery, and inventory. Insurance provides coverage for physical assets against risks like fire and theft, ensuring that the business can recover from losses.

Having the right business insurance in place is essential to give you peace of mind knowing you have these risks covered.

For a manufacturing business, several types of insurance are essential to protect against various risks and liabilities. Generally, you should consider product liability, buildings cover, employers liability, business interruption, equipment breakdown, directors and officers insurance.

Filing an insurance claim for a manufacturing business involves several steps to ensure that the process is handled efficiently and effectively. Firstly, you should document the incident and make a note of the date, time and location of the incident, a description of what happened and take photographs and videos of the scene, damage or injuries if you are able to. You should then contact your insurer or broker as soon as possible to log the claim. They will then guide you through the next steps.

Reviewing your insurance policies regularly is essential to ensure that your coverage remains adequate and relevant to your manufacturing business's needs. Your broker will review your policy with you prior to renewal but it is important to let your broker know if anything changes mid-way through your policy, such as you have expanded your operations, acquired new equipment or relocated to a new facility.

You Could Save Over 30%*