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Guest House Insurance

Join our family of guest house owners and managers who get comprehensive insurance coverage for their businesses at a competitive price.

Insurance for Guest Houses

  •  Customers typically save 30% * with us.
  • Quotes from a panel of A-rated insurers. We'll search the market for you.
  • Feefo Platinum Trusted Service Award winners.

Smei: Why Choose Us

Your guesthouse may be a small family-run business, or you may have a larger portfolio of properties. But no matter the size, it’s still advisable to have adequate business insurance in place. Business insurance for guest houses can be vital if an accident happens or a mistake occurs. It provides financial support and can provide legal cover too.

As a specialist insurance broker, we have a choice of products from a range of leading UK insurers, and we do all the hard work to put together a single solution specifically designed for your business. Each policy is tailored to your individual needs, so you won’t end up paying for cover you don’t need.

Speak to our team of experts in guesthouse insurance for a free, no obligation quote.

You Could Save Over 30% with us*

Get a quote

List of Covers and Features

Premiums from as little as:

£1,050

In the past 12 months our customers have paid as little as £1,050 per annum for guesthouse / B&B insurance. That’s just £20 per week!

50% of our guesthouse / B&B insurance customers paid less than £4,865 per annum.***

Platinum Trusted Service Award Winners 2025

* Please click here to view our pricing disclaimer.
** Standard and optional cover may differ dependent upon insurer.
***Data compared from 173 policies sold in 2023. 59 customers paid £1,050 or less, which represents 34%. £20 per week is based on the annual premium divided by 52 weeks. However, paying monthly is usually more expensive as you'll pay interest. Amounts are rounded up or down to the nearest £1.

 

You Could Save Over 30% with us*

Frequently asked questions

The cost of your guest house insurance will depend on several factors, such as the size of your business and its location. We’ll provide you with a range of quotations from our panel of A- rated insurers and will help you choose the right policy for you, at the right price. And typically, our customers save 30% with us.*

No, you don’t need to be part of an association to get an insurance quote from us. We’ll obtain quotes from a number of insurers and will always aim to secure the price that’s right for you.

There are a number of business insurance covers that small business owners should consider. The most common are employers liability insurance, damage to contents and business interruption, public and product liability insurance. Your broker will help you select the right covers for your business.

You Could Save Over 30%*