Pet Sitting Insurance

Pet Sitters Insurance

Pet sitting can involve owning your own pet day care business, staying in customers' homes looking after their pets while customers are at work or away or simply walking customers’ dogs.

Whether you're a professional pet sitter working alone, or running a larger pet sitting business, we've got you covered. We can find you the most appropriate pet sitting insurance for pet day care, pet sitters insurance, dog walkers insurance and more, based on your individual needs. If you're a dog walker - have a look at our dedicated dog walking business insurance page.

Key features and benefits

• Quotes from a panel of A-rated insurers.
• Single, flexible policy — tailor-made to suit your requirements.
• Dedicated adviser throughout your policy.
• No mid-term amendment fees should you need to make a change.
• Policies include up to £5 million for public and product liability. 
• Access to a 24-hour legal helpline.
• Flexible payment options including direct debit.
• Access to documents anytime, anywhere via our secure portal.

Our Pet Sitting Insurance Cover

What Type of Pet Sitting Insurance do You Need?

There are a number of key insurances you should consider including in your business insurance policy.

• Public liability – Available to all types of pet businesses and very important as it’ll cover you if someone is injured or their property is damaged whilst you’re working for them.
• Product liability – If you sell items such as leads, collars or other pet equipment, product liability will cover you if one of the products you sell or manufacture causes damage, injury or illness.
• Treatment liability – This is primarily for pet grooming businesses, so you need to consider if your pet sitting business is likely to expand to cover grooming.
• Employers liability – Cover for your employees should you have them, whether they are on a casual, temporary or permanent basis.
• Care, custody and control – This covers loss by theft, loss or death of an animal in your care. Some policies also include rewards costs.
• Non-negligence – Covers injury to an animal in your care but only if it isn’t due to your negligence.
• Loss of client's keys – As a pet carer, you’ll often be entrusted with your customers’ keys to let yourself in and out of premises. This cover will protect you in case you misplace a customer’s keys.
• All risks – This insurance will protect you if you operate on a mobile basis, own your premises or work from home but also undertake activities away from premises.
• Stock and contents – Cover for all of your business stock and contents.
• Equipment cover – Cover for your equipment against theft, loss and accidental damage.
• Buildings – You may want to consider buildings cover if you care for the pets at your own premises rather than at a customer’s address.
• Business interruption – If an incident leaves you unable to operate your business, this cover can protect your loss of income/gross profit.
• Personal accident – If you find yourself injured by an animal in your care, unfortunately business interruption wouldn’t cover you in these circumstances, therefore you would need personal accident insurance.
• Legal expenses – Cover for your defence costs should you find yourself in a legal battle.