Pet Grooming Insurance

Pet and Dog Groomer Insurance

Pet groomer insurance is specifically designed to help protect your pet grooming business, your finances, and your customers’ pets should things go wrong.

But, whether it’s a spot of “pet pampering” they want, or just a regular coat and nail clip, pet owners want to be able to trust a groomer to take good care of their pets and do a professional job. So, it’s important to give owners peace of mind that their pets will be well looked after, happy and secure during their grooming treatments. Pet business insurance can offer that peace of mind that customers value.

Key features and benefits

Quotes from a panel of A-rated insurers.
Single, flexible policy — tailor-made to suit your requirements.
Dedicated adviser throughout your policy.
No mid-term amendment fees should you need to make a change.
Up to £5 million for public and product liability.
Access to a 24-hour legal helpline.
Flexible payment options including direct debit.
Access to documents anytime, anywhere via our secure portal.

Get a dog grooming business insurance policy now

Let us help you find the right dog grooming insurance cover, at the right price – quickly and without fuss.

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Our Pet Groomers Insurance Cover

Business interruption.
Employers liability insurance.
Legal defence costs.
Money insurance.
Personal accident cover.
Property damage.
Public liability insurance.
Stock.

What Kind of Pet Grooming Insurance do You Need?

The right insurance can provide cover for property damage, lost earnings, customer injuries, legal defence costs, equipment cover, and more.

Public liability – This will cover you if a customer or one of their pets has an accident or suffers damage to their personal property on your premises.
Products liability – If you sell pet care items as part of your business, this cover can provide protection if one of your products causes harm or damage to your customers and their pets.
Employers liability – You’re legally required to have this cover if you employ any staff. It provides protection if they make a claim against you for illness, injury or damage to personal property.
Treatment liability – This can cover you if a treatment you provide results in illness or injury to the animals in your care.
Care, custody and control – This covers loss by theft, loss or death of the animal in your care.
Non-negligence – Covers injury to an animal in your care but not due to your negligence.
Buildings insurance – This can cover your business premises against fire, flood, and other kinds of damage to cover the repair costs.
Business interruption – This can provide cover and funding if your business has to stop running and you can't trade.
Personal accident insurance – Covers your income if you're unable to work following injury or illness.
Legal expenses – If you need legal help in combatting a claim, you can get help to cover the legal costs.
Business equipment insurance – Cover for your equipment against theft, loss and accidental damage.

*Proud winners of the Feefo Platinum Service Award.
** Standard and optional cover may differ dependent upon insurer.

Pet Grooming Insurance FAQs

The cost of your dog grooming insurance policy will depend on several factors, from the different types of cover you want to include, like employers liability and public liability, to your business turnover. To discuss your options please call our friendly team today. They will talk you through the finer details of your policy to make sure you have everything covered.

Animals registered under The Dangerous Dogs Act 1991 and The Dangerous Dogs (Amendment) Act 1997 are usually excluded by insurers. Dogs under the age of 8 weeks old are typically excluded from cover as well.

If the dog bites a member of the public whilst in your control this would fall under your public liability insurance. If an employee is bitten this would be covered under your employers liability insurance. However, if you are bitten, a standard salon package insurance may not cover you for your own loss of earnings and you may need to purchase personal accident.

This depends on how the injury occurs. If the injury is negligently caused by you (for example, cutting an animal’s skin whilst clipping fur) then this would be covered by your public liability insurance. If the animal is injured and it is not due to your negligence, this would not be covered unless you purchased non-negligence cover alongside your liability policy.